6/25/2011
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6/21/2011
Lindsey Marcovich Reviews & Ratings - Zillow
We worked with Lindsey when we were considering a move to the Denver area. We found her to be extremely professional and prepared for our visit as we had a short period of time. She researched neighborhoods, researched school districts and prepared us informative folders on the schools and housing available in each area. She did a great job for us and we would recommend her highly.
Lindsey Marcovich Reviews & Ratings - Zillow
6/20/2011
How To Lower Your Property Tax Bill
How To Lower Your Property Tax Bill | Real Estate Insider News: "Its common for the tax assessors office to continue charging the higher amount until the owner goes through the process of contesting the bill. Fortunately, its realitively easy to have your property tax assessment lowered…here’s how:"
It's a Dog Eat Dog World...And I'm Gonna Bark on This!
There are way too many times I call to set a showing and my "showing instructions" include, friendly dog lives in the home and will be in bathroom / garage, etc. and the sellers ask that you please do not enter that room or let the dog out.
This is much frustration on my end for many reasons. #1 being that the poor dog is probably stressed and upset about their temporary holding cell while strangers walk their turf. #2 being that the location of the holding cell prevents the buyers from viewing that section of the home. I mean...is the dog helping to hide an unpleasant portion of the home? And #3 being that the dog will typically bark during the showing, which is understood but very annoying for the buyers who are viewing the home.
I LOVE dogs and pretty much all pets, which is why I help my sellers and buyers accommodate their 4-legged loved ones. Read more about accommodating the pets on my website @ http://dogeatdogrealty.com/for-the-pets
6/14/2011
Wall Street Journal Weighs In on Why It's Time to Buy
The Wall Street Journal headlines: Why It’s Time to Buy. As the Journal put it, “The clouds haven’t quite parted, but the long-term case for home ownership is looking stronger.”
Journal reporters Ruth Simon and Jessica Silver-Greenberg researched and wrote one of the most thorough and rationally analyzed articles in quite some time. Yes, they acknowledged the economic headwinds facing the market and the clouds overhead. But they also spent a great deal of time arguing the positives for buyers today as well as the long-term investment opportunities.
“Despite all the gloom…there are growing indications that it is a good time to buy,” the Journal reporters noted. “Mortgage rates, which fell to 4.55%...are near 50-year lows. Homes have become more affordable than they have been in years. According to Moody's Analytics, the ratio of home prices to income is now 20.9% lower than the 15-year average through 2010, and 12.5% lower than the 1989-2004 average. A historic glut of homes, meanwhile, has created a buyer's market. There were about 15 million vacant homes in the U.S. last year—some 3.1 million more than normal.”
Simon and Silver-Greenberg then said what Realtors have been telling clients: “Such conditions might not last long,” they warned. “Moody's Analytics predicts that the number of distressed sales will begin to fall in 2013, and that prices will begin to edge upward then. Home building is at a virtual standstill, so the supply overhang isn't likely to get much worse. Meanwhile, demographic indicators such as "household formation"—the number of new households each year—are on the rise, and promise to take a bite out of the glut in coming years.”
In their analysis, the Journal reporters looked at several financial and psychological aspects of the market and determined that the winds are shifting:
· Lending: “As rates hover near historic lows, experts expect banks to ease borrowing standards over time;
· Psychology: If prices stabilize, it could tip the balance away from fear and pull more buyers back into the market;
· Affordability: In several markets, it's becoming cheaper to own than to rent;
· Demographics: The rate of "household formation" is expected to climb in coming years;
· Employment: The strength of the housing recovery depends on job growth. Despite some hiccups, the job market is improving in most parts of the country;
For more detail on the current market and the opportunities for buyers right now, read the Journal article at http://online.wsj.com/Why Now's the Time to Buy.html
6/10/2011
Open House - BROOMFIELD (4424 Tanager Trl)
MORE PHOTOS
OPEN SATURDAY 6/11 from 1-4 PM
Contact Lindsey for more details: lindseymarcovich@gmail.com
6/03/2011
MORTGAGE RATES IMPROVE AGAIN!
RODUCT
0 pts
w/pts
30 Yr Fixed
4.625%
4.375%
+1.1pt
+1.1pt
FHA 30 Yr Fixed
4625.%
4.375%
+1.0pt
+1.0pt
5 Yr ARM
3.25%
3.0%
+1.0pt
+1.0pt
7 Yr ARM
3.5%
3.25%
+1.0pt
+1.0pt
5 Yr Jumbo ARM*
3.375%
n/a
7 Yr Jumbo ARM*
3.875%
n/a
* Up to $1.5 million
- - - - -
Rates fluctuate and are always subject to credit approval. These rates are based on FICO scores of 740 and greater and loan amounts of at least $200k.- - - - -
All loans assume no origination fee.
- - - - -
Rates fluctuate and are always subject to credit approval. These rates are based on FICO scores of 740 and greater and loan amounts of at least $200k.- - - - -
All loans assume no origination fee.
Mortgage interest rates improved again this past week on economic data.
OPEN HOUSE - CONGRESS PARK (1481 SAINT PAUL St)
| COME VISIT THIS BEAUTIFUL HOME IN CONGRESS PARK. OPEN SATURDAY JUNE 4th FROM 11-1! STUNNING 4 BDRMS, 2 BATHS, ORIGINAL DETAILED OAK & PINE WOODWRK THROUGHOUT MAIN FLR! GORGEOUS LEADED & STAINED GLASS WINDOWS! HDWD FLRS! KIT W/SLAB GRANITE, CHERRY CABINETS & STAINLESS STEEL APPLS! NEW DECKS! 3 PARKING SPCS INCL DETACHED 1 CAR GAR & CARPRT. SELLER IS MOTIVATED! BRING AN OFFER!  | ||||
| lindseymarcovich@gmail.com CONTACT ME FOR MORE DETAILS! | ||||
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